Melissa McBride Stille of Stille-DeWitt Health Brokerage, LLC
Are You Ready for Health Insurance Open Enrollment?

 

Choosing health insurance is a complex problem that won’t solve itself! But Melissa Stille can, and will, solve it with you. Meet licensed insurance agent and health care broker Melissa McBride Stille. With more than 15 years in the health insurance industry, she is your best ally in obtaining health insurance that works optimally for you and your family. As the sole proprietor of Stille-DeWitt Health Brokerage she is dedicated to presenting her clients with the best health care options available because “I work for my clients, not the insurance company!”

•          Takes the time to understand your needs.

•          Works with you directly, one on one.

•          Provides services free of charge to you.

•          Provides personalized recommendations.

•          Help you enroll in qualified health programs.

•          Reviews your health plan annually.

𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 𝐀𝐧𝐧𝐮𝐚𝐥 𝐎𝐩𝐞𝐧 𝐄𝐧𝐫𝐨𝐥𝐥𝐦𝐞𝐧𝐭 𝐎𝐜𝐭 𝟏𝟓 - 𝐃𝐞𝐜 𝟕

This is when everyone with Medicare has to choose to either keep their current plan or enroll in a different one. Health and drug plans often change cost, coverage, and who is in their networks annually. It’s tempting to keep what you have , even if you aren’t satisfied, because investigating new plans can be very confusing. That’s why working with a local agent is critical to obtaining the best outcome for your needs.

Working with Melissa—at no cost to you—will ensure that you:

•          get the most benefits from your plan

•          get the lowest drug cost

•          get personal service all year whenever you need help or have questions

It can look like a tangled web but Melissa can explain the four parts of Medicare (A, B, C, and D) as well the difference between Medicare Advantage and Supplemental Plans. She can also assist with seeing if you qualify for Extra Help (federal prescription help) Medicaid or to eliminate the monthly $174.70 Medicare Part B Premium (2024 premium). Melissa also works with Medicare recipients under 65, including those who have Medicare through Social Security Disability because they too have to make the same decisions annually.

Melissa states “I know many clients are understandably concerned with cost but the cheapest insurance may not fit your needs. When we look at plans together, we will consider all the costs related to the insurance, as well as what you are actually getting for your money.”

𝐀𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 𝐂𝐚𝐫𝐞 𝐎𝐩𝐞𝐧 𝐄𝐧𝐫𝐨𝐥𝐥𝐦𝐞𝐧𝐭 𝐃𝐚𝐭𝐞𝐬

Nov. 1 - Dec. 15 (Effective date: Jan. 1, 2024) and Nov. 1 - Jan. 15 (Effective date: Feb. 1, 2024)

There is an extension period for Affordable Care only, so if you miss the deadline all is not lost! Give her a call—Melissa is there to help you figure it out together. “I care about each and every client and do an annual review of everyone’s health policies because there are so many changes,” she says. “If you are my client, I guarantee you will hear from me!”

She lives locally, with offices in Rincon and Springfield, and is available via text, phone, email and for in person meetings. For the quickest response give her a call on her cell 912-239-7119. If you have a question regarding your health insurance options, reach out. Remember, there is NO COST because “I work for my clients, not the insurance company!”

Cell (912) 239-7119  | www.StilleYourAgent.com

[email protected]