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Effingham Magazine

Melissa McBride Stille Works for You

Melissa McBride Stille Works for You

When it comes to health insurance, Melissa knows her stuff. She has been in the health insurance industry for 13 years, an independent insurance agent for four years and the sole proprietor of Stille-DeWitt Health Brokerage since 2020.

With specific expertise in Medicare and the Health Insurance Marketplace, she works tirelessly to match her clients with the best health care options available. Not everyone’s needs are the same, therefore their plans and options will be different. “I do as much fact finding for individuals as I can and because my clients range from 20 to 90 years old, each one is different,” Melissa says. “I ask questions about doctors, prescriptions, anything relevant, to learn my clients’ specific health care needs so we can make the best match.”

As a specialist in Medicare—the federal health insurance program for recipients over and under 65, including those who qualify through Social Security Disability—Melissa can help navigate the sometimes difficult and complicated program. She also works with people utilizing the Health Insurance Marketplace® and some group insurances.

Next Open Enrollment Dates:

Medicare: Oct. 15- Dec. 7, effective Jan. 1, 2022

Health Insurance Marketplace: Nov 1- Dec 15, effective Jan 1, 2022 (you may qualify for a Special Enrollment Period due to a life event such as losing other coverage, getting married, or having a baby.)

You may be able to get more savings and lower costs on Marketplace health insurance coverage due to changes in the law. Under the new law, most people currently enrolled in a Marketplace plan may qualify for more tax credits, resulting in lower premiums.

Melissa states, “More people than ever before qualify for help paying for health coverage, even those who weren’t eligible in the past. Staying within their budget is crucial to most clients so I present multiple options enabling them to make educated decisions. Don’t assume anything—call me and we can go over your options. “

Customer Service

“Insurance is complex and can be stressful for many people. ‘What do I need to do?’, ‘how do I plan for this?’ are common questions. I am here to help at no charge to you,” Melissa says. “There is never a bill for my services because I am paid by the insurance companies. I work for my clients, not the insurance company.”

Melissa reviews her clients’ health policies yearly because there are annual policy changes. She is dedicated to ensuring they get the best possible policy for their needs. She even gives every client her cell number—it is also on all of her advertising so that every client, even future clients, can feel comfortable reaching out to her. “If you get a bill that you don’t understand, call me, text me a picture of it and together we will figure it out. My commitment to you continues after you enroll in a health care plan. I am here for you.”

Due to current health/pandemic circumstances, Melissa may be out of the office helping clients or working from home, so please call her on her cell (912) 239-7119 for an appointment.

Stille-DeWitt Health Brokerage, LLC
Cell (912) 239-7119  |
[email protected]  |  5877 Hwy 21 South, Rincon