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Effingham Magazine

Maximize Your Value: Use Dental Benefits Before Year-End

Maximize Your Value:
Use Dental Benefits Before Year-End


As the calendar year draws to a close, the importance of utilizing your dental benefits comes into sharp focus. Dental benefits are a vital resource designed to aid in maintaining optimal oral health, yet they are often underused because some individuals may not fully understand their value.

Dental insurance plans typically operate on a calendar-year basis, and as stipulated by many insurance companies, policyholders are subjected to a “use it or lose it” policy. If the benefits are not used within the year they are provided, they DO NOT rollover to the next. The unused benefits simply vanish, causing you to lose out on potentially hundreds or even thousands of dollars’ worth of dental services.

Having regular dental check-ups is not just about having a radiant smile, but it also plays a substantial role in overall health.

Regular utilization of dental benefits can help catch potential health complications early. For instance, routine exams and cleanings can help detect early signs of gum disease, cavities, oral cancer, and other potentially serious conditions.

By postponing dental procedures or regular check-ups until the new year, policyholders risk losing their yearly maximum dental benefits and incurring more out-of-pocket expenses.

Here at iHeart Dental, we accept most major dental insurance plans—including Medicare plans—to help you achieve your overall dental goals at an affordable price. We understand how prices for dental services can be challenging due to inflation or updated service fees. Using your coverage before the end of the year makes financial sense as it allows you to receive treatment while maximizing your dental benefits.

Our dedicated and lovely insurance professionals have more than 45 years of combined experience to help you navigate and utilize your dental insurance plans to the fullest.

You’ve already paid for your dental benefits, so use it before it’s gone. Ensuring regular dental visits and procedures before the year ends not only maintains good oral hygiene but also maximizes the value of your dental plan. It is a smart financial move that also caters for your well-being as the new year begins.

𝐏𝐥𝐞𝐚𝐬𝐞 𝐜𝐨𝐧𝐭𝐚𝐜𝐭 𝐮𝐬 𝐚𝐧𝐲𝐭𝐢𝐦𝐞 𝐭𝐨 𝐬𝐜𝐡𝐞𝐝𝐮𝐥𝐞 𝐚𝐧 𝐚𝐩𝐩𝐨𝐢𝐧𝐭𝐦𝐞𝐧𝐭 𝐭𝐨 𝐬𝐭𝐚𝐫𝐭 𝐮𝐭𝐢𝐥𝐢𝐳𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐝𝐞𝐧𝐭𝐚𝐥 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐛𝐞𝐟𝐨𝐫𝐞 𝐭𝐡𝐞 𝐧𝐞𝐰 𝐲𝐞𝐚𝐫 𝐞𝐧𝐝𝐬.  Time is ticking and the holidays are right around the corner so space is limited. We look forward to hearing from you soon, God Bless!